Are You Filing Bankruptcy Again?
There should be no shame in filing bankruptcy more than once. Bad things happen to good people. It is hard to tell when major financial crises will affect you and your family. However, if you file...
View ArticleVicious Cycle of Payday Loans
Payday loans are an easy way to get cash when money is tight before your next pay day. However, these loans can create vicious cycle of borrowing money that some people can never stop. What is a...
View ArticlePotential Pitfalls of Debt Consolidation
Many bankruptcy clients have sought the help of debt consolidation companies prior to filing for bankruptcy relief. Debt consolidation can be handled in numerous ways. You might take out a loan to...
View ArticleTransfer-On-Death Designation Affidavit
When planning for the future one thing to think about is how to transfer any real property that you own. Your estate will incur additional costs and fees if you fail to properly plan ahead. Costs...
View ArticleEssential Estate Planning Documents
Estate planning is the process where an individual decides what will happen with their property upon their death. Your estate is made up of all of the property that you own. Estate planning is not...
View ArticleWhat is Included in Your Chapter 13 Plan?
Your New District Wide Chapter 13 Plan On December 1, 2016 the Bankruptcy Courts for the Southern District of Ohio instituted a new district wide Chapter 13 Plan. There are three court locations in...
View ArticleAre You Facing an Eviction?
Eviction Basics A landlord commonly files an eviction complaint when a tenant fails to make their rent payment. According to your state law there could be other statutory reasons for an eviction...
View ArticlePros and Cons of a Joint Bank Account
When planning for the future it can be helpful to create a joint bank account. Typically you would add a family member or someone you trust to help you pay your bills. However, there can be some...
View ArticleMedian Family Income for Cases Filed Between April 1, 2017 and April 30, 2017
A term you might often hear when discussing or researching information about bankruptcy is “median family income.” If you do not know what this means you are not alone. However, the Median Family...
View ArticleMedian Family Income for Cases Filed On or After May 1, 2017
The Median Family Income in Ohio amount is very important. It determines whether you qualify to file Chapter 7 Bankruptcy. It also determines the length of your repayment plan in a Chapter 13...
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